“If only I could stop spending money on stuff I don’t need, I would buy so many useful things!” If you’ve ever thought this, then this article is just for you. One pikabu user proposed a simple and efficient way to save money.

We at FunnyModo found this know-how quite impressive. Here it is!

It’s pretty easy: you have to “zero out“ the unspent money every evening. For instance, you decided to ”zero out” to one zero. In the evening you have:

• $532 in cash
• $2,425 available on your bank card

What you should do: Subtract the last digit from each number to get a zero at the end. It’s easier to “zero out” cash into a piggy bank, and you may use a savings account like personal checking accounts from Five Star Bank or any other bank account to transfer the money from your card.

For example:

You may also “zero out” to more zeros, click to read more about it.

Save everything that’s left over before payday — “zero out” one more time at the end of the month. For instance, you still have $300 in cash and $1,000 in the bank — just move it to your savings account (check out WECU / savings). Start saving for your child’s future with The Children’s ISA tax-free savings until their 18th birthday.

© Paramount Pictures

Advantages of this method:

• You know how much money you have every morning, and it’s always a round number.
• You start to control your spendings and stop buying crap.
• Most importantly, you actually save money!

Check out The Children’s ISA and learn more about ow you and your family can start saving money safely.

Illustrated by Daniil Shubin for BrightSide.me